Investing for the furture

The Monex companies have been leaders in precious metals investing in America for over 30 years. The hard assay professionals at the Monex Deposit Company are ready to help you design an investment portfolio that includes precious metals in coin and/or ingot form.

Perhaps you are looking to get started in investing, maybe buying investment quiality gold coins such as the American Eagle gold coin. A perfect choice for starting a savings the American Eagle gold coin is a .9167 fine gold coin that is available in units of 10 one-ounce coins.

The price of gold fluctuates, but according to the pricing graph on the Monex Deposit Company website, gold has increased in price over the past ten years from an average range of $250 to $300 an ounce in the year 2000, to an average of $900 to $950 an ounce today. Imagine what the prices will be in another ten or twenty years. This makes gold a favored investment metal for investors.

Purchasing gold is one of many ways to save for retirement, and while there is a risk that the price of gold will not be at its peak when you are ready to sell, there is a very good chance that the prices will at least be many times more than you purchased it for when held for a period of ten or more years.

Caregiving Contracts

On June 25th the New York Times ran an article on caregiving contracts. It seems like an odd thing, a contract that defines your being paid to care for your parents, but it also sort of makes sense.

I don't know how many caregivers are in the same situation as I am, where their role as caregiver places them in the highest stress unpaid job in the world, but I am guessing it is more than actually get paid to provide care to their parents.

My parents came up with the simple math of in exchange for the care I provide is paid for in my inheriting their home and everything in it. A good deal - until the home had to be placed into mortgage to pay for the mortgages of the homes of several others in the family. Now I am trying to figure out a way to save my parents' home so that I can have the home my mom wanted me to have.

My dad and I have looked into several of those guaranteed acceptance life insurances and have began payments on a few of those, it is his hope that if anything happens to him I will be able to coax a bank into allowing me to at least start making payments on the house to buy it back. We will see how that works, I'm hoping my dad lives another 80 years and we'll just slowly pay the place off together.

There is no place like home

That is not only Dorothy's mantra for getting back home at the click of her heels, it is a very true bit of wisdom that some people spend their entire lives figuring out.

So, what made me figure that out? Taking a vacation. It has taken me twice as long to recover from the vacation as the vacation lasted. And now I look out into the yard at the Nasturtiums that I had ready to plant that had not got planted and have instead withered in the starter pots. Those I did get planted are far behind in their development, and I ended up spending the money that normally went into flowers for the yard on going south for a week.

Next year. Next year if anyone says that anyone has to go anywhere in the spring I am going to go after them with a 2x4.

Access Diabetic Supply cold call - and I do mean COLD

I got a call this morning from some gal that barely spoke English saying that she was from Access Diabetic supplies and wanted to talk to my dad. Her English was bad enough that I barely caught 'Access' and since I was expecting a call today from a place about getting my dad a powered wheelchair I assumed it was them calling me back so I told her I was his caregiver, could I help her?

She began telling me about how Medicare recipients can get their diabetes supplies for free so I stopped her (not an easy task) and asked how she got my information. She said that they are authorized to call people that have, in the past, filled out a card saying they wanted information on diabetes products and services. That made me think for a moment, and I do recall filling out a general information card like that at one time at my dad's doctor's office, but I did NOT put down any phone number. They had to have looked that up.

As I said, I could barely understand her English and as she launched back into her spiel I had to talk over her (several times "Ma'am... Ma'am... Miss... Ma'am... wait wait wait wait...") to get her to stop talking long enough for me to inform her that the request had to have been from six months to a year ago, and that my mother, the diabetic, has passed away.

Now, for any normal person this would have resulted in a "Oh, I'm sorry." :::shakes head::: This gal - She paused for just a fraction of a second and then, with no tone change from her spiel, said "What about *****?" (my dad's name). It is putting it mildly to say that I was dumbfounded for a moment, then I recovered from the "WTF?!?!!?" shock of her coldness and said "Can I please speak to your manager?" She promptly hung up on me. I think she realized that she had screwed up when she did not even offer up a "Oh, I'm sorry" and just pushed right on ahead asking about the next possible target to her cold call.

This kind of customer contacting is not merely unwelcome, but exceptionally uncalled for in the level of uncaring that the caller has for the persons on the receiving end of the call.

Travel

Me and my dad are looking at probably going down to Washington for a week to visit my older sister and see her youngest graduate from high school. My dad's doctor had been uneasy about his flying, but then ran a bunch of tests and he went and talked to her again and apparently she cleared him to go down. I still want to get a chance to confer with her one more time before we go, make sure that she does not have any kind of concerns, but if she says he's cleared for flying then we'll be headed down for my nephew's graduation and to hang out with my sister and her husband for a bit.

Too nice a day to work inside

It is a lovely day outside, bright sunlight shining down and clear skies. I want to get out there and enjoy the day, but I have to get work done in here on the computer that prevents that. People all around me are telling me there is no way that dad and I can save this place, and dad and I refuse to listen to any of them.

I bought some nasturtiums in town the other day, two packets each of scarlet reds and a jewel tone mix. Put them to soak night before last, then last night, after a 24 hour soak, I planted the seed two to a pot in some of those little Jiffy pot peat pot things. I'll let them grow up until they are decent sized little plants, then transplant them into mom's flower barrels out front.

Mom loved all kinds of flowers, but the one kind we have always had here have been the nasturtiums, so even if I can not afford any other kind of flower, I want to have nasturtiums in the yard this year. Or, as my dad has called them for years, Nasty Urchins.

Holsted Jewelers fashion jewelry sets

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Holsted Jewelers has been providing their customers with quality fashionable jewelery for over 37 years, so I would encourage you to stop by and take a closer look at what they have.